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Judson Pearl

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Judson Pearl Risk Solutions LLC

Independent Risk Advisors Helping Organizations Navigate Complexity, Strengthen Resilience, and Make Better Decisions.

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Trust
Experience
Results

“The Journey”

Gloria T. Watson, CPCU

Founder and Managing Partner

ABOUT

Judson Pearl Risk Solutions LLC

We are an independent risk advisory firm providing enterprise risk management, consulting, and insurance advisory services, with offices in Philadelphia, Pennsylvania, and Fort Myers, Florida. Our team of trusted independent risk specialists brings decades of experience in traditional insurance, alternative risk financing, insurance company underwriting and operations, broking, engineering, legal, claims, and other specialized disciplines. We have served organizations across a broad range of industries, including service, retail, higher education, nonprofit, manufacturing, and professional services, as well as highly complex sectors such as construction, healthcare, transportation, oil and gas, life sciences, and chemicals.

We offer niche broking services, as well as considering partnerships with other highly regarded firms, to enhance a client’s risk management profile. We don’t just “place your business”; we invest in delivering results, improving your risk picture, and building trusted relationships.  We have deep hands-on experience in underwriting, risk mitigation, advisory, and broking. Our goal is to best position our clients to tell their story to insurance carriers, and other risk, financial, and operational related stakeholders. We seek to “level the playing field” for clients with our expertise, reputation and established partnerships.  

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“The Journey”

“The Journey”

In January 2023, after a combined nearly 30 years of service at AIG, I made the decision to embark on “the journey “ to establish my own boutique risk consulting firm, Judson Pearl Risk Solutions LLC. My firm specializes in Risk Advisory, Consulting, and Broking, for an array of businesses, across a myriad of industries.

I led many facets of underwriting, P&L, and distribution during my tenure at AIG. I served in areas as diverse as risk management, workers compensation, energy, umbrella, property, aviation, surety and other specialty lines. I also had the privilege to serve as a Zonal President for Commercial Insurance, in one of the largest regions in North America. In that role, I became the first African-American to be named a Zonal President in the history of the company. After a brief time as a COO for another firm, I have returned to my firm, Judson Pearl Risk Solutions.

I had the opportunity to travel the globe, and work with some of the most brilliant and generous minds in the insurance and risk management industry; many who became mentors, mentees and friends. After decades of experience, training, and leadership at one the largest and most successful insurance companies in the world, I am committed to the goal of bringing the highest level of expertise to clients at Judson Pearl Risk Solutions.

Everything Judson Pearl Risk Solutions represents, is about excellence, expertise, innovation, commitment, work ethic, honesty, and integrity. I am extremely proud of the talented and professional risk partners that are joining Judson Pearl Risk Solutions on this journey. 

SERVICES

Strategic Risk Advisory Services

Judson Pearl Risk Solutions helps organizations identify exposures, strengthen resilience, and make informed decisions through independent risk advisory, insurance strategy, fractional risk leadership, and specialized consulting support.

Fractional and Outsourced Risk Management

Organizations often need experienced risk leadership without adding a full-time internal role-particularly during periods of transition, growth, or transformation. JP Risk Solutions provides fractional and outsourced risk management support to help organizations develop value-added risk programs, strengthen risk practices, deliver claims advocacy, forensic review, optimize vendor relationships, support broker selection and negotiations, and manage complex risk initiatives. Drawing on decades of executive experience in risk management, insurance, underwriting, and market management, JP Risk Solutions brings the talent and perspective needed to help organizations navigate change and enhance their risk strategy.

Strategic Insurance Advisory & Risk Financing Solutions

Judson Pearl Risk Solutions provides strategic insurance advisory and risk financing guidance when insurance solutions align with an organization’s broader risk objectives. We help organizations evaluate exposures, contractual obligations, insurance program structure, claims performance, and market strategy to develop solutions that support long-term business objectives.

Our experience spans traditional insurance programs, alternative risk solutions, captive strategies, and specialized risk financing approaches. When specialized placement expertise or niche market capabilities are required, we collaborate with select insurance professionals and brokerage partners to deliver tailored solutions while maintaining an objective, client-focused perspective.

Through deep underwriting, insurance, and risk management experience, we help organizations navigate broker relationships, market transitions, program changes, and complex risk decisions to improve outcomes and maximize the value of their insurance strategy.

Bid and Proposal Writing

Judson Pearl Risk Solutions helps organizations develop clear, credible, and competitive submissions for bids, proposals, RFPs, insurance programs, grants, coverage briefs, white papers, and other strategic initiatives. We combine risk management expertise, insurance knowledge, and industry experience to help clients address complex risk, contractual, and business objectives with greater clarity and impact.

Whether supporting a critical proposal, market submission, or strategic communication, we help organizations present their capabilities and risk considerations in a way that resonates with decision-makers.

Seeing the Risk Others May Miss

Because risk isn’t always hidden. Sometimes it’s hiding in plain sight.

RiskCheck is a proprietary framework developed by JP Risk Solutions to help organizations identify, assess, and institutionalize practices around people-related risks.

RiskCheck helps organizations identify people-related and third-party risks by connecting relevant information, recognizing meaningful patterns, and evaluating potential exposure before it becomes an organizational issue.

  • Employee & Leadership Assessments
  • Vendor & Third-Party Reviews
  • Procurement & RFP Support
  • Strategic Business Partnerships
  • Governance & Compliance Insights
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Industries We Serve

Trust Experience Results

Risk Solutions

Delivering Traditional Insurance Products and Alternative Risk Transfer Solutions Designed to Address Evolving Business Risks.

Workers Compensation Risk Solutions

Specialty Lines Risk
Solutions

Executive & Professional Risk Solutions

Surety Risk Solutions

Employment Practices Liability Risk Solutions

Captive & Alternative Risk Solutions

Claims Advocacy and Risk Solutions

Cyber Risk Solutions

Educators Legal Liability Risk Solutions

Property & Casualty Risk Solutions

Employee Benefits Risk Solutions

Private Client Risk Solutions

Why Organizations Choose Judson Pearl

Judson Pearl Risk Solutions strives to be a trusted and admired risk services firm, empowering our stakeholders, in a value added manner, through clear insights, honest communications, and forward thinking solutions that drive success.

We want you to think of Judson Pearl Risk Solutions as a risk specialist firm that is knowledgeable, forward thinking, and trustworthy in its practice of helping businesses and individuals protect and secure their future.

Trust-Building long term relationships through reliable, honest, and ethical business interactions 

Knowledge-Expanding and cascading our knowledge and expertise to the benefit of our clients

Commitment-A promise, and a commitment, to deliver accessible industry leading products, services and results to all of our clients 

TESTIMONIALS

Trusted By Professionals

"Judson Pearl delivered outstanding value during our insurance broker RFP process. Although we did not anticipate changing brokers, their thorough evaluation process provided our leadership team with an objective, comprehensive assessment of our options, and the information needed to make an informed decision. As a result, we improved our technology platform, enhanced the management and value of our insurance program, while reducing its overall cost. Judson Pearl exceeded expectations at every step".
Eric A. Tilles
Retired-Deputy General Counsel Labor, Employment, Regulatory Affairs,
Risk Management and Insurance/ Manager Ethics and Compliance
Arkema Inc.
As the recently retired CEO of Public Health Management Corporation (PHMC), I can confidently say that Gloria Watson of JP Risk Solutions is one of the most exceptional risk professionals I have had the privilege of working with in more than 30 years of executive leadership.

When our organization faced significant operational and financial risk, her firm led a comprehensive enterprise risk assessment, identified critical vulnerabilities, and worked with leadership to establish best practices that strengthened operational effectiveness and organizational resilience.

Gloria, as our outsourced Chief Risk Officer, guided the establishment of a professional risk management practice, including identifying key roles in this capacity, she managed our insurance program, safety practices, claims oversight - and led the creation of a tailored enterprise risk dashboard that gave our leadership team meaningful visibility into key risk indicators, trends, and metrics, fostering transparency, informed decision-making, and a stronger culture of risk awareness throughout the organization.

Through Gloria's leadership and strategic risk advisory services, our organization strengthened its resilience and long-term sustainability while reinforcing the public trust we are privileged to serve.
Michael K. Pearson.
Former President and CEO, PHMC
"I couldn’t be more proud, and excited, to learn that Gloria has taken her talents to her own firm, Judson Pearl Risk Solutions. Gloria’s experience, commitment, and integrity will serve her firm’s clients well."
Rob Schimek
Group Chief Executive Officer
bolttech
Singapore
"The risk expertise, client focus, service, execution, and most importantly, integrity, of the leadership at Judson Pearl Risk Solutions is beyond reproach. They are knowledgeable, responsible, and always go the extra mile."
William C. McCormick Jr.
President of Florida Memorial University
Miami Gardens, FL
“I have had the pleasure to know Gloria over the past decade plus, including in her prior insurance company capacities in underwriting, risk management, client engagement, and executive leadership. I am confident that her knowledge, experience, and client focused manner, will produce positive results for her clients”
June Jenkins-Hodges
Retired-Director of Risk Management and Insurance
Resources for Human Development, Inc. (RHD)
Philadelphia, PA

"JP Risk Solutions Industry Insights"

Quarterly updates on latest industry developments, and how they may impact how your organization thinks about risk.

Industry Insights
Industry Insights
Industry Insights
Industry Insights

Unlock your Risk Awareness Potential

How aware is your organization of its potential risks or actual hazards?

Many insurance brokers and risk services related firms talk about Total Cost of Risk (TCOR), but it is equally critical to review your Risk Awareness Index (RAI). RAI expands on TCOR, helping your firm understand and measure what impact risks may have, how to deal with them, while keeping an eye open for new hazards and risks. RAI can be utilized as a “leading indicator” of your organization’s risk awareness, and often readiness.

Click here for a personalized complimentary JP Risk Solutions Risk Awareness Index (RAI) Report.

MEET US

Our Locations

info@jprisksolutions.com
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FLORIDA

  • 2256 First St., Suite 207
    Fort Myers, FL 33901

PENNSYLVANIA

  • 100 N. 20th St., Suite 301 Philadelphia, PA 19103