Judson Pearl

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Judson Pearl Risk Solutions LLC

Independent Risk Advisors Helping Organizations Navigate Complexity, Strengthen Resilience, and Make Better Decisions.

Trust
Experience
Results

Gloria T. Watson, CPCU

Founder and Managing Partner

ABOUT

Judson Pearl Risk Solutions LLC

We are an independent risk consulting and boutique broking firm, with locations in Philadelphia, PA and Ft. Myers, FL. Our team has decades of experience in insurance company underwriting, corporate risk management, broking, engineering, claims, and other specialty expertise across diverse industries, including service, retail, higher education, non-profit, manufacturing and professional services; to the most complex construction, healthcare, transportation, oil and gas, life sciences and chemicals. 

We offer niche broking services, as well as considering partnerships with other highly regarded firms, to enhance a client’s risk management profile. We don’t just “place your business”; we invest in delivering results, improving your risk picture, and building trusted relationships.  We have deep hands-on experience in underwriting, risk mitigation, advisory, and broking. Our goal is to best position our clients to tell their story to insurance carriers, and other risk, financial, and operational related stakeholders. We seek to “level the playing field” for clients with our expertise, reputation and established partnerships.  

“The Journey”

In January 2023, after a combined nearly 30 years of service at AIG, I made the decision to embark on “the journey “ to establish my own boutique risk consulting firm, Judson Pearl Risk Solutions LLC. My firm specializes in Risk Advisory, Consulting, and Broking, for an array of businesses, across a myriad of industries.

I led many facets of underwriting, P&L, and distribution during my tenure at AIG. I served in areas as diverse as risk management, workers compensation, energy, umbrella, property, aviation, surety and other specialty lines. I also had the privilege to serve as a Zonal President for Commercial Insurance, in one of the largest regions in North America. In that role, I became the first African-American to be named a Zonal President in the history of the company. After a brief time as a COO for another firm, I have returned to my firm, Judson Pearl Risk Solutions.

I had the opportunity to travel the globe, and work with some of the most brilliant and generous minds in the insurance and risk management industry; many who became mentors, mentees and friends. After decades of experience, training, and leadership at one the largest and most successful insurance companies in the world, I am committed to the goal of bringing the highest level of expertise to clients at Judson Pearl Risk Solutions.

Everything Judson Pearl Risk Solutions represents, is about excellence, expertise, innovation, commitment, work ethic, honesty, and integrity. I am extremely proud of the talented and professional risk partners that are joining Judson Pearl Risk Solutions on this journey. 

SERVICES

Strategic Risk Advisory Services

Judson Pearl Risk Solutions helps organizations identify exposures, strengthen resilience, and make informed decisions through independent risk advisory, insurance strategy, fractional risk leadership, and specialized consulting support.

Fractional and Outsourced Risk Management

Organizations often need experienced risk leadership without adding a full-time internal role. Judson Pearl Risk Solutions provides fractional and outsourced risk management support to help organizations strengthen risk programs, improve safety culture, support vendor selection, and manage risk-related projects that fall outside existing internal resources.

Strategic Insurance Advisory & Brokerage

Judson Pearl Risk Solutions provides strategic insurance advisory and brokerage services when insurance solutions align with a client’s broader risk objectives. We help organizations evaluate exposures, contractual obligations, insurance program design, and market strategy with a focus on meaningful protection and long-term value.

Bid and Proposal Writing

Judson Pearl Risk Solutions supports organizations with technically sound, industry-specific writing for bids, proposals, RFPs, insurance programs, grants, coverage briefs, white papers, and other strategic submissions. We help clients present clearer, more competitive submissions that address risk, insurance, contractual, and business objectives.

Industries We Serve

Trust Experience Results

Coverages

Offering Traditional Insurance Products and Alternative Risk Transfer Solutions

Property & Casualty

Automobile

Workers Compensation

Directors & Officers

Employment Practices Liability

Professional Liability

Personal Lines

Health Insurance

Cyber Liability

Surety Bonds

Educator’s Legal Liability

Specialty Lines

Why Organizations Choose Judson Pearl

Judson Pearl Risk Solutions strives to be a trusted and admired risk services firm, empowering our stakeholders, in a value added manner, through clear insights, honest communications, and forward thinking solutions that drive success.

We want you to think of Judson Pearl Risk Solutions as a risk specialist firm that is knowledgeable, forward thinking, and trustworthy in its practice of helping businesses and individuals protect and secure their future.

Trust-Building long term relationships through reliable, honest, and ethical business interactions 

Knowledge-Expanding and cascading our knowledge and expertise to the benefit of our clients

Commitment-A promise, and a commitment, to deliver accessible industry leading products, services and results to all of our clients 

TESTIMONIALS

Trusted By Professionals

"I couldn’t be more proud, and excited, to learn that Gloria has taken her talents to her own firm, Judson Pearl Risk Solutions. Gloria’s experience, commitment, and integrity will serve her firm’s clients well."
Rob Schimek
Group Chief Executive Officer
bolttech
Singapore
"The insurance and risk expertise, client focus, service, execution, and most importantly, integrity, of the leadership at Judson Pearl Risk Solutions is beyond reproach. They are knowledgeable, responsible, and always go the extra mile."
William C. McCormick Jr.
President of Florida Memorial University
Miami Gardens, FL
“I have had the pleasure to know Gloria over the past decade plus, including in her prior insurance company capacities in underwriting, risk management, client engagement, and executive leadership. I am confident that her knowledge, experience, and client focused manner, will produce positive results for her clients”
June Jenkins-Hodges
Retired-Director of Risk Management and Insurance
Resources for Human Development, Inc. (RHD)
Philadelphia, PA

"JP Risk Solutions Industry Insights"

Quarterly updates on latest industry developments, and how they may impact how your organization thinks about risk.

Unlock your Risk Awareness Potential

How aware is your organization of its potential risks or actual hazards?

Many insurance brokers and risk services related firms talk about Total Cost of Risk (TCOR), but it is equally critical to review your Risk Awareness Index (RAI). RAI expands on TCOR, helping your firm understand and measure what impact risks may have, how to deal with them, while keeping an eye open for new hazards and risks. RAI can be utilized as a “leading indicator” of your organization’s risk awareness, and often readiness.

Click here for a personalized complimentary JP Risk Solutions Risk Awareness Index (RAI) Report.

FLORIDA

PENNSYLVANIA

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